FAQ

Straight
answers.

The questions business owners ask us most.

Does checking my options affect my credit?

No. Seeing an estimate requires no credit check. A credit review only happens later, with your authorization, if you choose to move forward.

What do I need to apply?

Basic business details, contact info for the primary owner, and your last four months of business bank statements.

How fast can I be funded?

Many files get a first decision within 24 hours of a complete application. Timing depends on the product and the review.*

Is the estimate an offer?

No. The estimate is a range based on what you tell us. Actual amounts, cost and terms come only after a full review by a specialist and funding partner.

What’s the difference between revenue-based funding and a loan?

Revenue-based funding is a purchase of a portion of your future receivables, not a loan. Remittances are typically tied to your sales. Term loans, lines of credit and SBA loans are loans with set repayment terms.

Can I apply if I already have an advance or loan?

Yes. Existing positions affect how much new funding fits your cash flow, and consolidation may be an option if you have several.

Do I have to accept an offer?

No. You review real offers in writing and decide. There’s no obligation.

How is my information protected?

Documents are sent over encrypted connections and stored in access-controlled systems. Access is limited to your specialist, and we share your file only with funding partners you authorize.

Will you contact me by text?

Only if you opt in on the application. Reply STOP at any time to opt out.

See your options in about 3 minutes.

No credit check to get an estimate.

Check my options →